Medicare Private Fee-For-Service plans give you more health plan choices. Plans are designed to provide more benefits than traditional Medicare,  may include prescription drugs and preventive care, and may reduce out-of-pocket expenses for items such as doctors' visits.

And even better, you are free to choose your Medicare-approved doctors and hospitals, with coverage available nationwide.

Features:

• Lower monthly premiums, sometimes FREE
  
• Generic and Brand Name prescription drug benefit
  
• Freedom to choose your doctors, hospitals and specialists without a referral
  
• Preventive services at no extra cost
  
• Virtually no paperwork
  
• Emergency and urgent care worldwide

These programs should be discussed with your representative to make sure they are appropriate for you.

If you would like more information on this program, please contact Pinnacle Financial Services at 1-800-772-6882 or visit
www.pfs-vfw.com.