Liquor Liability vs. Host Liquor Liability vs. Special Event Coverage

When alcohol is served, your organization needs proper insurance to protect against the risks and liability associated with alcohol. Depending on the type of event, whether your Post is hosting or renting its buildings, you will need different insurance coverage.

Read on to understand the differences between liquor liability insurance, host liquor liability insurance and special event coverage.

Understanding Liquor Liability insurance

Liquor liability insurance

July 7th, 2022|Insurance information, Uncategorized|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.

The timing of a liability claim resulting from

June 7th, 2022|Insurance information, Uncategorized|

Hand Tool Safety for Members and Volunteers

If you have projects scheduled for your organization this year, it’s important to have hand tool safety practices in place when power tools are in operation.

Whether you’re building garden beds, volunteering in the community, designing parade floats or fixing things up around the Post, power tools can expose your organization to many potential safety hazards.

Make sure your organization’s leaders and members work

April 28th, 2022|Uncategorized, VFW safety|

Post Injuries and their Impact on Mental Health

When someone gets hurt at your organization, workers’ compensation or volunteer accident coverage is often adept at delivering timely coverage. However, in today’s world, a comprehensive approach to your members and volunteers’ health is crucial.

There are many reasons members and volunteers may experience depression after an injury, including:

  • Social isolation
  • Challenges performing everyday tasks
  • Financial stress
  • Chronic pain and more

The COVID-19 pandemic

March 30th, 2022|Uncategorized, VFW safety|

Improving Safety Signage for Posts

A simple “wet floor” safety sign can mean the difference between a normal day at your Post and a trip to the emergency room.

While the primary purpose of safety signage is keeping people safe, there are other benefits, too:

  • Reducing accidents
  • Promoting a culture of safety
  • Minimizing legal risks

Facilities that have clear and consistent safety signage see a reduction in accidents and

March 11th, 2022|Uncategorized, VFW safety|

Spring Cleaning Tips for Better Safety

It’s hard to believe, but spring is just around the corner. It’s the perfect time to consider seasonal maintenance and spring cleaning before hotter weather arrives.

Being proactive and keeping your Post  facilities in good condition is smart. It not only benefits the longevity of your Post property, it also improves safety for employees, members and visitors to the Post.

Here’s a list of

February 8th, 2022|Uncategorized, VFW safety|

Snow Shoveling Safety Tips

Like everyone, many Posts spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie among the members. All the same, snow removal can also be risky for members, volunteers and your organization.

Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your

January 4th, 2022|Uncategorized, VFW safety|

Holiday Decorating Safety Tips

With the holiday season in full swing, many Posts are ready to decorate. Help make sure your holidays are jolly and bright by remembering these holiday decorating safety tips. Whether your Post decorates a small Charlie Brown tree or goes full Chevy Chase, keep your Post’s property and members safe with these tips:

Indoor Holiday Decorating Safety Tips

  • Remember when shopping for live
December 6th, 2021|Uncategorized, VFW safety|

The Step-by-Step Process of Purchasing Insurance from Lockton Affinity

One of the things that can make shopping for insurance for your Post so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it’s not always guaranteed.

At Lockton Affinity, we aim to provide you with best-in-class service for insurance solutions that meet

November 11th, 2021|Uncategorized, VFW insurance information|

What to Know About Workers’ Compensation and Volunteer Accident Insurance

Even with the best training and safety precautions, it’s still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit for your Post. Employees and volunteers are at the heart of your Post, so it’s important

October 6th, 2021|Risk management, Uncategorized|