Risk management Archives - VFW Insurance Program

Types of Employment Practices Liability Claims

Employment practices liability (EPL) coverage, included in Directors and Officers coverage, deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common.

Members and guests may file an employment practices liability claim against the Post if they feel they have been discriminated against, sexually harassed or wrongfully expelled/terminated from the organization. Employment practices

June 27th, 2025|Insurance information, Risk management, VFW insurance information|

Would Equipment Malfunction Impact Your Operations?

Your organization relies on equipment every day. From standard building equipment like HVAC systems and computers to specialized kitchen appliances, audio and visual equipment and more—your organization’s equipment is critical to your operations.

If your equipment were to malfunction or break, it could disrupt your day-to-day operations for your members, guests and volunteers. But with the right maintenance and preparation, you can keep

April 28th, 2025|Maintenance, Property insurance, Risk management|

Ensuring VFW Member Safety: Key Tips and Guidelines

As a VFW Post, the safety and well-being of your members are paramount. From handling emergencies with well-stocked first aid kits to ensuring the mental, physical and emotional wellness of your members, there are numerous aspects to consider.

Explore this guide for essential tips to help mitigate potential hazards and foster a culture of safety and care.

March 3rd, 2025|Risk management, VFW insurance information, VFW Member Safety|

Post Member Wellness — Helping Your Members Mentally, Physically and Emotionally

While it’s no secret that Posts help members make lasting connections and feel part of the community, your organization can likely do even more to help Post member wellness mentally, physically and emotionally.

Read on for specific events and ideas your organization can implement to help Post members’ mental, physical and emotional health.

Post Member Wellness — Mental and Emotional Support

Since the COVID-19 pandemic,

January 5th, 2024|Risk management|

What to Know About Workers’ Compensation and Volunteer Accident Insurance

Even with the best training and safety precautions, it’s still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit for your Post. Employees and volunteers are at the heart of your Post, so it’s important

October 6th, 2021|Risk management, Uncategorized|

Dram Shop Laws Your Post Needs to Know

If your Post hosts events where alcohol is served, you may face risks that other organizations don’t have to think about through dram shop laws. In some cases, you can be sued for the damages caused by an event attendee who’s had too much to drink.

To protect your Post, it’s important to know what liquor liability laws apply.

February 25th, 2021|Risk management, Uncategorized|