Health and wellness insurance strives to make health care-related expenses manageable for veterans and their families. From yearly check-ups and dental procedures to cancer treatment, learn more about the comprehensive policies designed for veterans like you.

TRICARE Supplemental Insurance

VFW members and their family members who have TRICARE or CHAMPVA are eligible to enroll in TRICARE or CHAMPVA Supplement Insurance Plans, administered by Selman Co. These supplemental insurance policies are available through Hartford Life and Accident Insurance Company.

TRICARE is medical insurance available to active-duty service members, retirees and their family members/survivors. TRICARE Supplement Insurance offers additional insurance to help fill any gaps in your medical insurance.

CHAMPVA is sponsored by the Department of Veterans Affairs (VA) to help pay for the cost of medical care for those who are ineligible for TRICARE. CHAMPVA is available to the spouse or widow(er) and to the children of a 100% disabled veteran.

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Telemed Plan

With the VFW Telemed Plan, you will receive direct 24/7/365 access to state-licensed and fully credentialed doctors, via phone or video consultations, to receive treatment and advice for common ailments, including colds, the flu, rashes and more. When medically appropriate, you may even receive a prescription for a short term, non-DEA controlled medication that you can pick up at the pharmacy of your choice.*

Doctors are available 24 hours a day, 365 days a year, allowing members and their families convenient access to quality care from home, work or on the go.

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*Prescriptions through the VFW Telemed Plan may not always be
accepted at some VA pharmacies.

Cancer Insurance

The VFW Cancer Care Insurance Plan, administered by AGIA, offers benefits to VFW members who have been diagnosed with cancer to help cover the high cost of treatment and recovery. These benefits are paid directly to you or anyone you choose. Benefits from this plan could be used to pay for:

    Hospital bills



    Prescription drugs


    Car payment and more
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Senior Hospital Indemnity Plan

No matter what insurance you have, your hospital bills can quickly add up to hundreds or even thousands of dollars. The VFW Hospital HELP Plan, administered by AGIA, accrues cash benefits during your covered hospital stay.

That means you receive:

Money back in your wallet if you are sick or hurt and end up in the hospital.

Added protection to give you and your family an extra stream of cash benefits.

Coverage that is not tied to your medical insurance.

Payment regardless of any other health plan.

These benefit payments are sent directly to you, to be spent as you’d like.

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Dental Insurance

The VFW has selected MetLife—a trusted name in insurance– as its dental insurance provider.

Group dental insurance featuring MetLife’s Preferred Dentist Program (PDP) is available to veterans who are VFW members.1 When you have access to a benefit plan featuring MetLife’s PDP network, you have access to a nationwide network of over 490,000 participating dentist locations consisting of general and specialty dentists who meet well-established credentialing standards.2

Choose a plan. Find rates. Enroll now.

If MetLife’s group dental insurance is not available in your state of residence, individual dental insurance is available through MetLife TakeAlong DentalSM.

Residents of AK, AZ, DE, FL, ID, LA, MD, ME, MT, NH, NV, NM, NC, OR, PA, SC, UT, WA and WV click here.

Residents of AL, AR, CA, CO, CT, D.C., GA, HI, IL, IN, IA, KS, KY, MA, MI, MN, MS, MO, NE, NJ, NY, ND, OH, OK, RI, SD, TN, TX, VT, VA, WI and WY click here.

1 Not available in all states.
2 MetLife data as of 1/1/2023. Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor’s credentialing process and requirements, not MetLife’s.

Group dental insurance policies featuring the Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY 10166.

Dental benefits are provided by Metropolitan Life Insurance Company (MetLife), an affiliate of MetLife, Inc. Certain administrative services are provided by Careington BenefitSolutions, Frisco, TX (Careington). Careington is not affiliated with MetLife or its affiliates. In certain states, availability of the individual dental product is subject to regulatory approval.

Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your MetLife group representative for costs and complete details.

© 2023 MetLife Services and Solutions, LLC

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The VFW Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers, LLC in California.  Policy benefits are the sole obligation of the issuing insurance company.  The VFW may receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to VFW members.