Insurance Trends & Risk Solutions | Post Insurance Program

Types of Employment Practices Liability Claims

Employment practices liability (EPL) coverage, included in Directors and Officers coverage, deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common.

Members and guests may file an employment practices liability claim against the Post if they feel they have been discriminated against, sexually harassed or wrongfully expelled/terminated from the organization. Employment practices

June 27th, 2025|Insurance information, Risk management, VFW insurance information|

Would Equipment Malfunction Impact Your Operations?

Your organization relies on equipment every day. From standard building equipment like HVAC systems and computers to specialized kitchen appliances, audio and visual equipment and more—your organization’s equipment is critical to your operations.

If your equipment were to malfunction or break, it could disrupt your day-to-day operations for your members, guests and volunteers. But with the right maintenance and preparation, you can keep

April 28th, 2025|Maintenance, Property insurance, Risk management|

Ensuring VFW Member Safety: Key Tips and Guidelines

As a VFW Post, the safety and well-being of your members are paramount. From handling emergencies with well-stocked first aid kits to ensuring the mental, physical and emotional wellness of your members, there are numerous aspects to consider.

Explore this guide for essential tips to help mitigate potential hazards and foster a culture of safety and care.

March 3rd, 2025|Risk management, VFW insurance information, VFW Member Safety|

3 of the Most Common Claims Against Fraternal Organizations

As a leader in your fraternal organization, you are aware of the risk of claims your organization faces every day.

A guest or volunteer could get injured, whether tripping on a rug or slipping on a wet floor. Property damage could occur through severe weather like hail, wind and floods. Your directors and officers could make an unpopular decision and face backlash from

January 2nd, 2025|Fraternal organization insurance claims, Liquor Liability, Property insurance|

5 Misconceptions of Fraternal Organization Insurance

“This policy isn’t really necessary for my organization.”

“The insurer doesn’t understand my Post’s needs.”

There are plenty of misconceptions about insurance but with the right insurer, your misconceptions and concerns can be put to rest.

Read on to learn about 5 common misconceptions of fraternal organization insurance and how working with Lockton Affinity, the administrator of the VFW Post Insurance Program,

October 14th, 2024|VFW insurance information|

Fire Safety Procedures for VFW Posts

Each October, organizations like the National Fire Protection Association (NFPA), Occupational Safety and Health Administration (OSHA) and others observe Fire Prevention Week and Month by spreading fire safety awareness and helping protect homes, businesses and people. The annual event began in 1911 to commemorate the Great Chicago Fire, a fire that killed approximately 300 people and destroyed over 17,000 structures.

Whether your Post

August 27th, 2024|VFW safety|

Buying, Renewing and Servicing Your Post’s Insurance with Lockton Affinity

Whether you’ve had insurance for your Post through Lockton Affinity for years or are considering coverage for the first time, we’re here to support you.

Read on to learn about buying insurance for your Post and renewing and servicing your Post’s insurance with Lockton Affinity.

Buying Insurance for Your Post

With so many insurance options in the marketplace, it can be overwhelming to pick an

July 3rd, 2024|VFW insurance information|

Parade Safety Tips for VFW Members

Originally published May 28, 2019. Last updated May 3, 2024.

As summer ramps up, so do city celebrations and parades. If your Post participates regularly in these celebrations, ensure everyone is safe and thoughtful with these parade participation safety tips.

10 Parade Safety Tips for VFW Members

Plan ahead

Announce the event to all your members, determine a meeting spot, distribute route maps

May 3rd, 2024|Safety|

Maintaining Your Post’s Property

All property is important to upkeep and maintain, and the same is true of any property your Post owns.

Maintaining property and prioritizing safety improvements not only adds to your property value, but it also keeps your members and guests safe and comfortable.

Read on for a compilation of our most helpful property maintenance blogs.

Maintaining Your Post’s Property Indoors

Preparing for

Lockton Affinity, LLC February 27th, 2024|Maintenance, VFW safety|

Post Member Wellness — Helping Your Members Mentally, Physically and Emotionally

While it’s no secret that Posts help members make lasting connections and feel part of the community, your organization can likely do even more to help Post member wellness mentally, physically and emotionally.

Read on for specific events and ideas your organization can implement to help Post members’ mental, physical and emotional health.

Post Member Wellness — Mental and Emotional Support

Since the COVID-19 pandemic,

January 5th, 2024|Risk management|