Lockton Affinity LLC, Author at VFW Insurance Program

How to Address Fraternal Organization Volunteer Risks

What volunteer challenges is your Post facing? Are you struggling to fill important roles? Are longtime volunteers stepping away after years of service? Are you concerned about injuries, misconduct or other incidents involving volunteers? Volunteers contribute the time, knowledge and dedication your Post needs to serve members and their communities. But relying on volunteers also creates risks that Post leaders should be prepared to manage. The right procedures, training and [...]

By Lockton Affinity LLC|2026-10-22T19:37:07+00:00October 22, 2026|Post insurance|

How to Do a Risk Assessment [Step-by-Step Guide]

Some risk is normal when you’re a fraternal organization. The challenge is what to do about it. Fully assessing what your risks are, what aspects of your organization could be affected and what to do about each exposure can be a big job. But the right process makes tackling risk easy. A risk assessment is a simple process any organization can use to discover risks and take effective action, saving [...]

By Lockton Affinity LLC|2026-08-21T16:58:08+00:00August 21, 2026|Member safety, Post insurance, Post maintenance|

Tools and Tips for Better Kitchen Safety

The much-loved Post kitchen could pose many hidden risks if your Post lacks the proper tools. Unsafe kitchens are more likely to result in serious injuries, which can result in costly claims and litigation. These risks can be greatly reduced by supplying your Post's kitchen with the right equipment, much of which is affordable and readily available. Here is a list of tools and tips that can help your Post [...]

By Lockton Affinity LLC|2026-07-21T21:41:04+00:00March 19, 2026|Member safety, Post insurance, Post maintenance|

Insurance Policies VFW Posts Need in 2026

Each day your organization is open, there’s the opportunity for a lot of things to go right. Most days, they do. But every so often, you’ll have a day when something goes wrong. When it does, having the right insurance coverage will be important. Today’s fraternal organizations face many different kinds of risks, making several insurance policies a must. Read on to understand key insurance policies VFW Posts need in [...]

By Lockton Affinity LLC|2026-01-20T16:48:48+00:00January 20, 2026|Post insurance|

Alcohol Server Training and Safety for VFW Posts

Whether your organization operates a bar or hosts events where alcohol is served, organizations that sell or serve alcohol face many risks — the liability of the actions of an intoxicated person, reputational risks and more. Taking care to understand these risks, complying with all local laws and requirements and investing in alcohol server training can make a difference for your organization, patrons and attendees. Read on to learn more [...]

By Lockton Affinity LLC|2026-06-12T16:01:08+00:00November 14, 2025|Member safety, Post insurance|

Holiday Decorating Safety Tips

Originally published in December 2021. Updated November 2025. VFW Posts take pride in decorating their Post Home for festivities throughout the holiday season. Whether your Post decorates a small Charlie Brown tree or goes full Chevy Chase, keep your Post’s property and members safe with these tips. Indoor Holiday Decorating Safety Tips Live and Artificial Trees Purchase a live tree — To minimize fire hazards and maximize a long life, [...]

By Lockton Affinity LLC|2025-12-27T01:32:27+00:00November 3, 2025|Member safety, Post insurance, Post maintenance|

Protecting Your Organization from Internal and External Theft

Originally published in December 2022. Updated October 2025. Protecting your organization from internal and external theft is an important risk management tactic to reduce loss and claims. Theft may rise as inflation and prices rise, and fraternal organizations become a target for thieves hoping to grab cash, food, alcohol and other valuables. Even in times of economic stability, theft remains a significant risk for fraternal organizations. Follow these tips for [...]

By Lockton Affinity LLC|2025-12-27T01:39:20+00:00October 30, 2025|Member safety, Post insurance|

3 Common Fraternal Claims You Should Avoid

Originally published in September 2020. Updated October 2025. Every insurance claim is different, but some common fraternal claims come up more often than others. General liability claims, property damage claims and liquor liability claims are three common types of claims that occur at fraternal organizations. Because your Post is at a higher risk from these common claims, it’s important to make sure you’re fully covered and take the right steps [...]

By Lockton Affinity LLC|2026-07-21T21:38:01+00:00October 14, 2025|Member safety, Post insurance, Post maintenance|

Improving Safety Signage for Posts

Originally published in March 2022. Updated October 2025. A simple “wet floor” safety sign can mean the difference between a normal day at your Post and a trip to the emergency room. While the primary purpose of safety signage is keeping people safe, there are other benefits, too: Reducing accidents Promoting a culture of safety Minimizing legal risks Facilities that have clear and consistent safety signage see a reduction in [...]

By Lockton Affinity LLC|2026-08-25T17:06:34+00:00October 2, 2025|Member safety, Post insurance, Post maintenance|

About Lockton Affinity LLC

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