The Basics of AD&D Insurance

According to the National Center for Health Statistics, unintentional injuries are the fourth leading cause of death in the United States, behind heart disease, cancer and chronic lower respiratory diseases.1

No matter how careful you may be, you are always at risk at home, at work, in the car or even on vacation. Despite this risk, few people are prepared for the sudden,

April 13th, 2018|Uncategorized|

Medicare Options for VFW Members

There are multiple Medicare options for VFW members. The VFW Insurance Program, administered by Lockton Affinity, offers Medicare Advantage, Medicare Supplemental and Medicare Part D through Humana. Humana is one of the nation’s largest health care companies, offering a broad national footprint.

With multiple Medicare options for VFW members, it can be hard to keep them all straight. Read on for descriptions

April 13th, 2018|Healthcare|

 Top Ways to Reduce Your Health Care Costs

Healthcare is expensive, and it often seems like there is simply no way around it. But with these seven steps from Lockton Affinity, you can reduce your health care costs.

1. Watch Your Bills

Compare statements from in-network physicians to Carrier Explanations of Benefits before paying them. Providers may send a bill out before they have received payment from the carrier. If the in-network

April 13th, 2018|Healthcare|