Whether you’ve had insurance for your Post through Lockton Affinity for years or are considering coverage for the first time, we’re here to support you.

Read on to learn about buying insurance for your Post and renewing and servicing your Post’s insurance with Lockton Affinity.

Buying Insurance for Your Post

With so many insurance options in the marketplace, it can be overwhelming to pick an insurance company to work with and insurance policies to protect your Post. It can be beneficial to think about how to select the insurance partner and policies that best fit your needs. Before buying coverage for your Post, consider these tips:

Learn about the policies. While insurance may not be the most fun topic to study up on, having basic knowledge of coverage, limits, deductibles and rates can help you in the insurance buying process.

List your risks. Brainstorm scenarios that could happen at your Post and how you would respond in such an event. If an event occurred, how would it affect your Post? Could you pay for a lawsuit or settlement without insurance?

Check industry trends. Does your Post host events where liquor is served? Does your Post have special events planned throughout the year? Work with an insurance representative to evaluate your business’s exact risks.

Research rates, reputation and more. Shopping for insurance most often involves comparing rates and coverage levels from different companies.

  • Get quotes for comparable level of protection.
  • Make sure to research the company and its partners.
  • Look for a company with experience in your industry.
  • Consider insurer benefits. Choosing an insurance company isn’t just about the rate and coverage they can offer.
  • Check if a partner has experience insuring fraternal organizations, so they’ll have an idea of the types of policies you need, various limit options that may be beneficial, how to assist with claims and more.
  • Pay attention to how easy it is to use their website, talk to a representative, get your questions answered and get a quote.
  • Look for additional benefits, such as risk management resources, best-in-class customer service and access to insurance expertise.

Servicing and Renewing Your Post’s Insurance with Lockton Affinity

Lockton Affinity’s Post Insurance Program is proud to have served VFW Posts for more than 35 years, so we know the risks and insurance requirements Posts face.

Available policies
We offer key policies to protect Posts, including:

  • Property
  • General Liability
  • Umbrella
  • Liquor Liability and Special Events
  • Directors and Officers
  • Workers’ Compensation
  • Hired and Non-Owned Auto Liability
  • Commercial Auto
  • Volunteer Accident
  • Surety Bonds
  • Special Events and more

Dedicated account managers
When your Post purchases coverage through Lockton Affinity, you receive a dedicated account manager, who will become familiar with your Post and its needs. Your account manager will support you by reviewing your organization’s risks, suggesting limit and policy needs, answering coverage questions and more.

Easy renewals
Your dedicated account manager will also support your Post during renewal time. They can help make changes to current coverage, add new coverage, answer questions, walk you through changes and more.

Post Insurance from Lockton Affinity

At Lockton Affinity, we know the importance of supporting and protecting your Post and its members.

Questions about Post insurance from Lockton Affinity? Explore our website or give us a call at (800) 829-8390.