As your organization changes from year to year, your insurance needs may change. Whether your Post participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol When alcohol is served, your organization needs proper insurance to protect against the risks and liability [...]

Without a strong culture of safety in place at your organization, unsafe conditions can go uncorrected or unnoticed. Volunteers and members may not feel comfortable raising safety-related concerns and the risk of serious injuries may increase. To make your Post safer, it is important to take a proactive approach before incidents occur. With the right plan in place, you can help prevent injuries, illnesses and deaths at your organization, as [...]

When alcohol is served, your organization needs proper insurance to protect against the risks and liability associated with alcohol. Depending on the type of event, whether your Post is hosting or renting its buildings, you will need different insurance coverage. Read on to understand the differences between liquor liability insurance, host liquor liability insurance and special event coverage. Understanding Liquor Liability insurance Liquor liability insurance is coverage for organizations that [...]

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. The timing of a liability claim resulting from an alleged mistake, accident or injury is [...]

If you have projects scheduled for your organization this year, it’s important to have hand tool safety practices in place when power tools are in operation. Whether you’re building garden beds, volunteering in the community, designing parade floats or fixing things up around the Post, power tools can expose your organization to many potential safety hazards. Make sure your organization's leaders and members work together to establish safety practices to [...]

One of the things that can make shopping for insurance for your Post so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it's not always guaranteed. At Lockton Affinity, we aim to provide you with best-in-class service for insurance solutions that meet the requirements of your organization. Helping you [...]

Even with the best training and safety precautions, it's still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit for your Post. Employees and volunteers are at the heart of your Post, so it's important that you protect them while also protecting your [...]