Like everyone, many Posts spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie among the members. All the same, snow removal can also be risky for members, volunteers and your organization. Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your Post. The next time it snows, make [...]
One of the things that can make shopping for insurance for your Post so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it's not always guaranteed. At Lockton Affinity, we aim to provide you with best-in-class service for insurance solutions that meet the requirements of your organization. Helping you [...]
Even with the best training and safety precautions, it's still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit for your Post. Employees and volunteers are at the heart of your Post, so it's important that you protect them while also protecting your [...]
Outdoor grilling is one of the most enjoyable and relaxing parts of summer but getting everyone together for a cookout at the Post is great anytime the weather's nice. In milder climates, you can safely cook outdoors well into fall or even all year long. If the weather does turn cold, you'll want to make sure your grill is safely stored so it's ready the next time you use it. [...]
Summer is just a short few months for Posts to hold events outdoors when the weather is nice and families and kids are looking for something fun to do. Options are nearly endless, but a few fun ideas are so popular that many organizations consider them a must-do. These are the events your members and guests are guaranteed to love. If you're still looking for summer activities, here are 7 [...]
Summer fireworks events are a lot of fun but can be dangerous. The potential for injury is high, and organizations like your Post can face liability if a member, guest or volunteer is injured, or if property is damaged. Before you decide to include fireworks at your next event, make sure you're prepared to have a safe, properly permitted and insured event. What You Should Know About Fireworks Events Fireworks [...]
As the weather gets nicer, many Posts will plan outdoor events for members and guests. Everyone enjoys spending time outside, participating in a parade, having a picnic or just enjoying the great outdoors. But for event attendees to enjoy a safe outing, organizers need to spend some time thinking about what might go wrong. Every event faces safety risks and outdoor events are no different. Here are the top 10 [...]
Unwanted pests are a common problem for facilities, where insects, rodents and other small animals seek easy access to food, water and shelter. These pests can be a problem for your Post in more ways than one. Some pests carry diseases which can cause illness to members, guests and volunteers. Others can cause significant property damage to your building. To reduce the risk to your Post, make sure you are [...]
If your Post hosts events where alcohol is served, you may face risks that other organizations don't have to think about through dram shop laws. In some cases, you can be sued for the damages caused by an event attendee who's had too much to drink. To protect your Post, it's important to know what liquor liability laws apply. However, compliance can be tricky because the law varies quite a [...]
Insurance can be a confusing topic. Unlike other purchases you make for the Post, no instruction manual comes in the box. This can make it hard to know how to use your new insurance, when to make changes and what options you have at renewal. Our customer service team loves hearing from our clients and answering your questions. Some of the most common questions we hear can be answered right [...]
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The Lockton Affinity VFW Post Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. VFW will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.