Liquor Liability vs. Host Liquor Liability vs. Special Event Coverage

When alcohol is served, your organization needs proper insurance to protect against the risks and liability associated with alcohol. Depending on the type of event, whether your Post is hosting or renting its buildings, you will need different insurance coverage. Read on to understand the differences between liquor liability insurance, host liquor liability insurance and special event coverage. Understanding Liquor Liability insurance Liquor liability insurance is coverage for organizations that [...]

By |2026-01-02T15:36:11+00:00July 7, 2022|Post insurance|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. The timing of a liability claim resulting from an alleged mistake, accident or injury is [...]

By |2025-12-27T04:31:53+00:00June 7, 2022|Post insurance|

Hand Tool Safety for Members and Volunteers

If you have projects scheduled for your organization this year, it’s important to have hand tool safety practices in place when power tools are in operation. Whether you’re building garden beds, volunteering in the community, designing parade floats or fixing things up around the Post, power tools can expose your organization to many potential safety hazards. Make sure your organization's leaders and members work together to establish safety practices to [...]

By |2025-12-27T03:47:34+00:00April 28, 2022|Member safety, Post insurance|

Spring Cleaning Tips for Better Safety

It's hard to believe, but spring is just around the corner. It's the perfect time to consider seasonal maintenance and spring cleaning before hotter weather arrives. Being proactive and keeping your Post facilities in good condition is smart. It not only benefits the longevity of your Post property, it also improves safety for employees, members and visitors to the Post. Here’s a list of seasonal maintenance and spring cleaning tips [...]

By |2025-12-27T03:38:05+00:00February 8, 2022|Member safety, Post insurance, Post maintenance|

Snow Shoveling Safety Tips

Like everyone, many Posts spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie among the members. All the same, snow removal can also be risky for members, volunteers and your organization. Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your Post. The next time it snows, make [...]

By |2025-12-27T02:03:34+00:00January 4, 2022|Member safety, Post insurance, Post maintenance|

The Step-by-Step Process of Purchasing Insurance from Lockton Affinity

One of the things that can make shopping for insurance for your Post so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it's not always guaranteed. At Lockton Affinity, we aim to provide you with best-in-class service for insurance solutions that meet the requirements of your organization. Helping you [...]

By |2026-01-02T15:38:55+00:00November 11, 2021|Post insurance|

What to Know About Workers’ Compensation and Volunteer Accident Insurance

Even with the best training and safety precautions, it's still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit for your Post. Employees and volunteers are at the heart of your Post, so it's important that you protect them while also protecting your [...]

By |2025-12-27T02:05:47+00:00October 6, 2021|Member safety, Post insurance|

All-Weather Grill Safety for Posts

Outdoor grilling is one of the most enjoyable and relaxing parts of summer but getting everyone together for a cookout at the Post is great anytime the weather's nice. In milder climates, you can safely cook outdoors well into fall or even all year long. If the weather does turn cold, you'll want to make sure your grill is safely stored so it's ready the next time you use it. [...]

By |2025-12-27T02:10:38+00:00July 27, 2021|Member safety, Post insurance|

7 Must-Do Summer Events for Your Post

Summer is just a short few months for Posts to hold events outdoors when the weather is nice and families and kids are looking for something fun to do. Options are nearly endless, but a few fun ideas are so popular that many organizations consider them a must-do. These are the events your members and guests are guaranteed to love. If you're still looking for summer activities, here are 7 [...]

By |2026-01-02T15:43:01+00:00July 9, 2021|Member safety, Post insurance|

Fireworks Safety and Liability

Summer fireworks events are a lot of fun but can be dangerous. The potential for injury is high, and organizations like your Post can face liability if a member, guest or volunteer is injured, or if property is damaged. Before you decide to include fireworks at your next event, make sure you're prepared to have a safe, properly permitted and insured event. What You Should Know About Fireworks Events Fireworks [...]

By |2025-12-27T02:24:07+00:00May 21, 2021|Member safety, Post insurance|
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