Post Insurance Blog - Page 3 of 6 - VFW Insurance Program

Coverage for Special Events—Are your events fully insured?

Fireworks, parades, tractor pulls, silent auctions, carnivals, bake sales—your organization partakes and hosts all kinds of events. But which events are covered by a basic general liability or umbrella policy and which events need a special event policy? Many activities, including fundraising activities, may require a special event policy due to additional exposures associated with the event. Read on for examples of events covered under your organization’s general liability and [...]

By Lockton Affinity LLC|2026-01-02T15:33:32+00:00December 5, 2022|Post insurance|

Staying Safe Online: Protecting Your Members from Cyber Risks

Just as your fraternal organization faces cyber liability risks, so do your members. In fact, the Senate passed the Fraud and Scam Reduction Act in 2021 to create an advisory group to educate consumers about scams, improve industry fraud-prevention training, develop better ways to stop scams before they happen and expand fraud prevention research. And certain citizens may be impacted more than others. According to The Special Committee on Aging, [...]

By Lockton Affinity LLC|2025-12-27T01:56:04+00:00November 11, 2022|Member safety|

Staying Safe Online: Protecting Your Organization

As a fraternal organization operating in today's digitally connected world, your Post faces several cyber liability risks. Typically, most fraternal organizations do not consider themselves at risk for a cyber attack and have failed to take measures to secure their systems and data, making them an even bigger target. To protect your organization, it's important to understand your cyber liability risks and know how to protect against them. Common cyber [...]

By Lockton Affinity LLC|2025-12-27T03:46:11+00:00October 14, 2022|Post insurance|

How Your Insurance Needs May Change from Year to Year

As your organization changes from year to year, your insurance needs may change. Whether your Post participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol When alcohol is served, your organization needs proper insurance to protect against the risks and liability [...]

By Lockton Affinity LLC|2026-01-02T15:35:08+00:00September 7, 2022|Post insurance|

Creating a Culture of Safety at Your Post

Without a strong culture of safety in place at your organization, unsafe conditions can go uncorrected or unnoticed. Volunteers and members may not feel comfortable raising safety-related concerns and the risk of serious injuries may increase. To make your Post safer, it is important to take a proactive approach before incidents occur. With the right plan in place, you can help prevent injuries, illnesses and deaths at your organization, as [...]

By Lockton Affinity LLC|2025-12-27T01:59:27+00:00August 1, 2022|Member safety, Post insurance, Post maintenance|

Liquor Liability vs. Host Liquor Liability vs. Special Event Coverage

When alcohol is served, your organization needs proper insurance to protect against the risks and liability associated with alcohol. Depending on the type of event, whether your Post is hosting or renting its buildings, you will need different insurance coverage. Read on to understand the differences between liquor liability insurance, host liquor liability insurance and special event coverage. Understanding Liquor Liability insurance Liquor liability insurance is coverage for organizations that [...]

By Lockton Affinity LLC|2026-01-02T15:36:11+00:00July 7, 2022|Post insurance|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for organizations that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting. The timing of a liability claim resulting from an alleged mistake, accident or injury is [...]

By Lockton Affinity LLC|2025-12-27T04:31:53+00:00June 7, 2022|Post insurance|

Hand Tool Safety for Members and Volunteers

If you have projects scheduled for your organization this year, it’s important to have hand tool safety practices in place when power tools are in operation. Whether you’re building garden beds, volunteering in the community, designing parade floats or fixing things up around the Post, power tools can expose your organization to many potential safety hazards. Make sure your organization's leaders and members work together to establish safety practices to [...]

By Lockton Affinity LLC|2025-12-27T03:47:34+00:00April 28, 2022|Member safety, Post insurance|

Spring Cleaning Tips for Better Safety

It's hard to believe, but spring is just around the corner. It's the perfect time to consider seasonal maintenance and spring cleaning before hotter weather arrives. Being proactive and keeping your Post facilities in good condition is smart. It not only benefits the longevity of your Post property, it also improves safety for employees, members and visitors to the Post. Here’s a list of seasonal maintenance and spring cleaning tips [...]

By Lockton Affinity LLC|2025-12-27T03:38:05+00:00February 8, 2022|Member safety, Post insurance, Post maintenance|

Snow Shoveling Safety Tips

Like everyone, many Posts spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie among the members. All the same, snow removal can also be risky for members, volunteers and your organization. Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your Post. The next time it snows, make [...]

By Lockton Affinity LLC|2025-12-27T02:03:34+00:00January 4, 2022|Member safety, Post insurance, Post maintenance|

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