claim management Archives - VFW Insurance Program

Developing a Risk Management Program at Your Post

A successful risk management program can protect your members from harm and your Post from associated costs. Because of the program’s importance, Post leadership should hold the responsibility of the risk management program planning. When implementing a risk management program, consider the following fundamentals: State the reasons for having the program. These objectives will determine the depth and scope of the program’s development. Write a policy statement and explain it [...]

By Lockton Affinity LLC|2025-12-27T04:14:12+00:00August 12, 2019|Member safety, Post insurance, Post maintenance|

How to Handle Workers’ Compensation Claims

Despite how successful your Post’s risk management program is, Post members and volunteers can still get injured at your Post. Workers’ Compensation insurance provides coverage for “on-the-job” injuries, including medical expenses and lost wages. This coverage applies regardless of fault and is written to follow individual state laws. Some states require this coverage, while others highly encourage it. Because workers’ compensation claims are different from case to case, there is [...]

By Lockton Affinity LLC|2025-12-27T03:54:23+00:00July 17, 2018|Post insurance|

LOCKTON AFFINITY, LLC

10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210

MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141

The Lockton Affinity VFW Post Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. VFW will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.