As a VFW Post, the safety and well-being of your members are paramount. From handling emergencies with well-stocked first aid kits to ensuring the mental, physical and emotional wellness of your members, there are numerous aspects to consider. Explore this guide for essential tips to help mitigate potential hazards and foster a culture of safety and care. Ensuring VFW Member Safety from Internal Risks First aid kit essentials Having the [...]
“This policy isn’t really necessary for my organization.” “The insurer doesn’t understand my Post’s needs.” There are plenty of misconceptions about insurance but with the right insurer, your misconceptions and concerns can be put to rest. Read on to learn about 5 common misconceptions of fraternal organization insurance and how working with Lockton Affinity, the administrator of the VFW Post Insurance Program, can help protect your organization, its members and [...]
All property is important to upkeep and maintain, and the same is true of any property your Post owns. Maintaining property and prioritizing safety improvements not only adds to your property value, but it also keeps your members and guests safe and comfortable. Read on for a compilation of our most helpful property maintenance blogs. Maintaining Your Post’s Property Indoors Preparing for a power outage – Whether your Post loses [...]
Leaders make daily decisions that impact the success of their organization. As a leader, these Post members are expected to accept the same guidelines and duties that the heads of major corporations follow: the duties of diligence, loyalty and care. Despite leaders having the best interests of the organization at heart, they can make mistakes and their choices can be questioned. Costly claims can ensue, especially if the leader’s decision [...]
Homes, vehicles, rentals and more—All property is important to upkeep and maintain, and the same is true of any property your Post owns. Maintaining property and prioritizing safety improvements not only adds to your property value, but it also keeps your members and guests safe and comfortable. Read on for tips to maintain and improve your Post property. Self-Inspect for Maintenance and Safety Improvements for Post Property It can be [...]
Whatever part of the country your organization is in, severe weather can impact your operations. Consider these statistics on severe weather from the National Oceanic and Atmospheric Administration (NOAA): About 1,200 tornadoes hit the U.S. each year. 100,000 thunderstorms occur each year in the U.S. and 10% reach severe levels. Damaging winds are classified as those exceeding 50-60 mph. In the U.S., floods kill more people each year than tornadoes, [...]
Whether you have been managing your organization’s insurance for months or years, insurance policies can change, your Post may evolve and questions can arise. Browse some of our recent frequently asked questions about Post insurance to stay up-to-date on all things Post insurance. Frequently Asked Questions about Post Insurance To get a clearer understanding of your organization’s insurance, browse these frequently asked questions about Post insurance. Our organization is a [...]
Fireworks, parades, tractor pulls, silent auctions, carnivals, bake sales—your organization partakes and hosts all kinds of events. But which events are covered by a basic general liability or umbrella policy and which events need a special event policy? Many activities, including fundraising activities, may require a special event policy due to additional exposures associated with the event. Read on for examples of events covered under your organization’s general liability and [...]
As your organization changes from year to year, your insurance needs may change. Whether your Post participates in new activities, hosts new events or has changes to its membership, Lockton Affinity provides access to a variety of insurance policies that can help safeguard your organization throughout it all. You begin hosting events with alcohol When alcohol is served, your organization needs proper insurance to protect against the risks and liability [...]
Without a strong culture of safety in place at your organization, unsafe conditions can go uncorrected or unnoticed. Volunteers and members may not feel comfortable raising safety-related concerns and the risk of serious injuries may increase. To make your Post safer, it is important to take a proactive approach before incidents occur. With the right plan in place, you can help prevent injuries, illnesses and deaths at your organization, as [...]
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The Lockton Affinity VFW Post Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. VFW will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.