Without a strong culture of safety in place at your organization, unsafe conditions can go uncorrected or unnoticed. Volunteers and members may not feel comfortable raising safety-related concerns and the risk of serious injuries may increase. To make your Post safer, it is important to take a proactive approach before incidents occur. With the right plan in place, you can help prevent injuries, illnesses and deaths at your organization, as [...]
When alcohol is served, your organization needs proper insurance to protect against the risks and liability associated with alcohol. Depending on the type of event, whether your Post is hosting or renting its buildings, you will need different insurance coverage. Read on to understand the differences between liquor liability insurance, host liquor liability insurance and special event coverage. Understanding Liquor Liability insurance Liquor liability insurance is coverage for organizations that [...]
If you have projects scheduled for your organization this year, it’s important to have hand tool safety practices in place when power tools are in operation. Whether you’re building garden beds, volunteering in the community, designing parade floats or fixing things up around the Post, power tools can expose your organization to many potential safety hazards. Make sure your organization's leaders and members work together to establish safety practices to [...]
Spring is the perfect time to consider seasonal maintenance and spring cleaning before hotter weather arrives. Being proactive and keeping your Post facilities in good condition is smart. It not only benefits the longevity of your Post property, it also improves safety for employees, members and visitors to the Post. Here’s a list of seasonal maintenance and spring cleaning tips for better safety for Post facilities to get you started. [...]
Like everyone, many Posts spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie among the members. All the same, snow removal can also be risky for members, volunteers and your organization. Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your Post. The next time it snows, make [...]
Outdoor grilling is one of the most enjoyable and relaxing parts of summer but getting everyone together for a cookout at the Post is great anytime the weather's nice. In milder climates, you can safely cook outdoors well into fall or even all year long. If the weather does turn cold, you'll want to make sure your grill is safely stored so it's ready the next time you use it. [...]
Summer is just a short few months for Posts to hold events outdoors when the weather is nice and families and kids are looking for something fun to do. Options are nearly endless, but a few fun ideas are so popular that many organizations consider them a must-do. These are the events your members and guests are guaranteed to love. If you're still looking for summer activities, here are 7 [...]
Summer fireworks events are a lot of fun but can be dangerous. The potential for injury is high, and organizations like your Post can face liability if a member, guest or volunteer is injured, or if property is damaged. Before you decide to include fireworks at your next event, make sure you're prepared to have a safe, properly permitted and insured event. What You Should Know About Fireworks Events Fireworks [...]
Many Posts plan outdoor events for members and guests throughout the year. Whether participating in a parade, having a picnic, or simply enjoying time outdoors, these activities bring people together. To ensure everyone has a safe and enjoyable experience, event organizers should take time to consider potential risks and plan accordingly. Every event faces safety risks and outdoor events are no different. Here are the top 10 safety risks of [...]
Unwanted pests are a common problem for facilities, where insects, rodents and other small animals seek easy access to food, water and shelter. These pests can be a problem for your Post in more ways than one. Some pests carry diseases which can cause illness to members, guests and volunteers. Others can cause significant property damage to your building. To reduce the risk to your Post, make sure you are [...]
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The Lockton Affinity VFW Post Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. VFW will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.