Many Posts plan outdoor events for members and guests throughout the year. Whether participating in a parade, having a picnic, or simply enjoying time outdoors, these activities bring people together. To ensure everyone has a safe and enjoyable experience, event organizers should take time to consider potential risks and plan accordingly. Every event faces safety risks and outdoor events are no different. Here are the top 10 safety risks of [...]
Unwanted pests are a common problem for facilities, where insects, rodents and other small animals seek easy access to food, water and shelter. These pests can be a problem for your Post in more ways than one. Some pests carry diseases which can cause illness to members, guests and volunteers. Others can cause significant property damage to your building. To reduce the risk to your Post, make sure you are [...]
If your Post hosts events where alcohol is served, you may face risks that other organizations don't have to think about through dram shop laws. In some cases, you can be sued for the damages caused by an event attendee who's had too much to drink. To protect your Post, it's important to know what liquor liability laws apply. However, compliance can be tricky because the law varies quite a [...]
Every claim is unique, but some kinds of claims come up more often than others. That's the case with many liquor liability claims, which tend to fall into 3 main categories. If your Post hosts events where alcohol is served, you face a higher risk for these liquor liability claims. Here's what your Post should know about the 3 common liquor liability claims and the steps you can take to [...]
Working with vendors can be extremely beneficial to your Post. Specialized vendors who handle your Post's food and beverage, alcohol, cleaning or technical needs can be a big help, boosting efficiency while saving on costs. But working with vendors also presents some challenges. Partnering with a vendor can expose your Post to added risk, so it's important to minimize the chance of potential problems. The right level of insurance protection [...]
Things often get busy at the Post, making it easy to overlook when a member, volunteer or guest brings up a complaint. Mistakes and misunderstandings happen every day, even when your Post is led by passionate, hard-working people. While we all would like to minimize our mistakes, how you handle these difficulties is often more important. A complaint represents a risk to your organization. Complaints that are brushed off or [...]
Many people look forward to spending time outdoors, but along with fresh air and sunshine, there is extreme heat that can be dangerous to your health. When your Post schedules outdoor activities, it’s important to consider heat-related safety. It could mean the difference between a memorable outing and a medical emergency. Help your Post members, volunteers and guests stay safe in the heat with these tips. What to Know About [...]
It's not always easy to tell what's wrong when you don't feel well. Some symptoms can go unnoticed, while other signs of serious illnesses are so common we may ignore them. Knowing the signs of serious illnesses like heart attack and stroke helps protect your organization and community and can prevent an otherwise tragic outcome. Here's what to know: Signs of a Heart Attack It's not always easy to tell [...]
You can turn to the first aid kit for relief from a headache or bandages for a scrape, but do you have the right supplies for an emergency? If a member or guest at the Post becomes ill or is seriously injured, the right first aid kit supplies can make all the difference while also helping to protect your Post from a claim. First Aid Kit Requirements Organizations must comply [...]
A successful risk management program can protect your members from harm and your Post from associated costs. Because of the program’s importance, Post leadership should hold the responsibility of the risk management program planning. When implementing a risk management program, consider the following fundamentals: State the reasons for having the program. These objectives will determine the depth and scope of the program’s development. Write a policy statement and explain it [...]
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The Lockton Affinity VFW Post Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. VFW will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.